Rates

Loan Interest Rates
Loan Type Rate
New/Used Auto 3.25% Fixed APR
New Recreational Vehicle 5.75% Fixed APR
Used Recreational Vehicle 6.00% Fixed APR
Signature Loan 8.25% Fixed APR
Overdraft Line of Credit 15.00% Fixed APR
Home Equity Line of Credit (HELOC) Subject to Change
1st & 2nd Fixed Rate Mortgages Subject to Change
Apply For A Loan Loan rates are subject to change at any time. All rates are subject to loan approval and can be based on term, credit score and value of collateral.

Deposit Account Rates
Amount APR APY
Shares $50.00-$1999.99 0.01% 0.01%
Shares $2,000.00-$9,999.99 0.05% 0.05%
Shares $10,000+ 0.05% 0.05%
IRA Shares  0.05% 0.05%
Holiday Club/Sunshine Savings 0.10% 0.10%
Moola Kid’s Account 0.10% 0.10%

 

Money Market Rates
Amount APR APY
$1000-$20000 0.10% 0.10%
$20,001-$75,000 0.15% 0.15%
$75,001-$100,000 0.25% 0.25%
$100,001-$250,000 0.35% 0.35%
$250,001+ 0.65% 0.65%

 

Platinum Savings Account Rates
Amount APR APY
$10,000-$49,999.99 0.10% 0.10%
$50,000-$99,999 0.20% 0.20%
$100,000-$199,999 0.30% 0.30%
$200,000-$349,999 0.40% 0.40%
$350,000+ 0.50% 0.50%

 

Certificate Rates
Term APR APY APR APY
  $500-$9,999.99   $10,000+  
6 Month 0.25% 0.25% 0.30% 0.30%
12 Month 0.50% 0.50% 0.55% 0.55%
18 Month 0.60% 0.60% 0.65% 0.65%
24 Month 0.70% 0.70% 0.75% 0.75%
36 Month 0.90% 0.90% 0.95% 0.95%
60 Month 1.00% 1.01% 1.05% 1.06%
IRA Certificate Rates
Term APR APY APR APY
  $500.00-$9,999.99 $10,000.00 +
6 Month 0.25% 0.25% 0.30% 0.30%
12 Month 0.50% 0.50% 055% 0.55%
18 Month 0.60% 0.60% 0.65% 0.65%
24 Month 0.70% 0.70% 0.75% 0.75%
36 Month 0.90% 0.90% 0.95% 0.95%
60 Month 1.00% 1.01% 1.05% 1.06%