Overdraft Line of Credit

Why pay those expensive NSF fees? Apply for the Overdraft Line of Credit loan that is directly attached to your checking account.  This product is a revolving line of credit account that transfers money, up to your credit limit, in the event your checking account is short on funds.  Feel comfort in knowing that your items will be paid! You may apply for a minimum of $100.00 and a maximum of $500.00 worth of protection.  You have the ability to pay this Line of Credit off at any time or you may make the low minimum payment monthly.  See a Member Service Representative in person at our convenient downtown location or apply online today!

Review Our Rates

Loan rates are subject to change at any time. All rates are subject to loan approval and can be based on term, credit score and value of collateral.

Your qualifying rate depends on credit qualifications including loan amount, residential status, credit and employment history.
APR = Annual Percentage Rate for loan products.
APY = Annual Percentage Yield for investment and savings products.