IRA’s

  • IRA Savings – Wyo Central Federal Credit Union offers both Roth and Traditional IRA Savings Accounts with no fees.  Start saving for retirement or education now and earn very competitive rates of return.  Get your IRA started today.
  • IRA Certificates – Wyo Central Federal Credit Union offers both Roth and Traditional IRA Certificates with no fees.  Start saving for retirement or education now and earn very competitive rates of return.  Get your IRA started today.
  • IRA Certificate Rates:

Annual Percentage Yield assumes dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalty may be imposed for early withdrawal. Rates are declared by the Board of Directors and may change without notice. Ask us for details.

 TermAPRAPYAPRAPY
$500.00-$9,999.99 $10,000.00 +
6 Month 0.30%0.30%0.35%0.35%
12 Month 0.40% 0.40% 0.45% 0.45%
18 Month 0.50% 0.50% 0.55% 0.55%
24 Month 0.60% 0.60%0.65% 0.65%
36 Month 0.70% 0.70% 0.80% 0.80%
60 Month 1.29% 1.30% 1.39% 1.40%
  • IRA Share Rate:
Account TypeAPRAPY
IRA Shares0.25%0.25%